Terms of Use

Welcome to Dimensional. This website (this “Site”) is owned and operated by DFA Australia Limited ("DFA Australia", and referred to herein with its affiliates, as applicable, as “Dimensional”). Please read the following terms and conditions of use for this site ("Site"). By using this Site and the information and services available through this Site, you agree to follow and be bound by these Terms of Use. Nothing contained in these Terms of Use is intended to modify or amend any other written agreement, if any, that may currently be in effect between you and Dimensional with regard to matters other than your use of this Site. If you do not agree to these Terms of Use, do not use this Site.

DFA Australia may modify, suspend, discontinue, or restrict the use and availability of any portion of this Site at any time, without notice or liability.

This Site is for General Information Only 

The information provided on this Site should be used as general information and educational purposes only and is subject to change without notice. The information does not take into account the objectives, financial situation or needs of any investor. The information does not constitute, or purport to be, legal, financial, tax, investment or financial product advice, and should not be relied upon as such. DFA Australia makes no representation that the Dimensional Wholesale Trusts or services described on this Site are suitable for any specific investor. You alone will bear the sole responsibility of evaluating the merits and risks associated with the use of any data, information, or content on this Site before making any decisions based on such data, information, or content. In exchange for using such data, information, or content, you agree not to hold Dimensional or its third party content providers liable for any possible claim for damages arising from any decision you make based on information made available to you through this Site. Materials relating to the Dimensional Wholesale Trusts should be read in conjunction with a PDS (available through this Site). Read it carefully before any investment.

You should form your own opinion, or consult an independent financial advisor to help you form your own opinion, on this information, and on whether the information is suitable for your individual objectives, financial situation or needs as an investor. You should consult appropriate professional advisors on any legal, stamp duty, taxation and accounting implications of making investments.

Information is for Australian Residents Only

This information is provided for Australian residents only. Access to this Site may be restricted by law in certain jurisdictions. This Site may not be accessed in any country outside Australia nor may it be accessed by non-Australian persons. If you choose to access this Site from locations outside of Australia, you do so at your own initiative and risk, and are responsible for compliance with all applicable laws. All figures quoted throughout this Site are in Australian dollars, unless in relation to NZD classes of units of Dimensional Wholesale Trusts, or otherwise stated and excluding some Articles and Reprints which may contain references to foreign currencies. The information is not an invitation to enter into any legal agreement of any kind. No statement or information in this Site constitutes a recommendation, offer or invitation to invest in any financial products offered by Dimensional.

The offer of units in the Dimensional Wholesale Trusts is only available to persons receiving the PDS (electronically or otherwise) in Australia or, if indicated in the relevant PDS, in New Zealand. This Site shall not be considered a solicitation or offering for any financial product or service to any person in any jurisdiction where such solicitation or offer would be unlawful. Dimensional makes no representation that transactions, products or services discussed on or accessible through this Site are available or appropriate for sale or use in all jurisdictions or by all users, or that access by any user in the place it is located is not illegal or prohibited. Because of the global nature of the Internet, you agree to comply with all laws and regulations regarding online conduct, including all laws, rules, codes, and regulations of the country in which you reside and the country from which you access this Site. In addition, you agree to comply with all applicable laws, rules, codes, and regulations regarding the transmission of technical data exported from Australia. Dimensional reserves the right to limit access to this Site to any person, geographic region or jurisdiction.

Investing in the Dimensional Wholesale Trusts

To invest in a Dimensional Wholesale Trust, investors should read the current  product disclosure statement ("PDS") and additional information guide ("AIG") for the relevant Trust, and complete an application form. The PDS, AIG and application form are available from this Site.

If you are investing through an investor directed portfolio service (IDPS), IDPS-like scheme, master trust, wrap account, or a nominee or custody service (each a "Service"), you do not need to complete the application form available from this Site. You will need to complete the documents that your Service requires. However, you may use the PDS and AIG for the relevant Trust to assist you.

Risk of Investing 

Investing entails risks, including possible loss of principal. No representation is being made that any investment or transaction will or is likely to achieve profits or losses similar to those achieved in the past, or that significant losses will be avoided. No assurances or guarantees are given regarding the performance of any investment. Returns, share price, and yield will fluctuate and redemption value may be more or less than original cost.

Past performance of a Dimensional Wholesale Trust is not indicative of future performance. 

An investment in a Dimensional Wholesale Trust is not an investment in, deposit with, or liability of DFA Australia or any company associated with DFA Australia, and is subject to investment and other risks, including possible delays in repayment and the loss of income and capital. Neither DFA Australia nor any company associated with DFA Australia guarantees the repayment of capital from or the performance of any of the Trusts or any specific rate of return from the Trusts.

Indexes 

Comparative indexes are unmanaged and do not reflect the payment of management fees and other expenses associated with an investment in a fund. Investors cannot invest directly in an index.

Forward Looking Statements 

This Site contains forward-looking statements, which reflect our current views with respect to, among other things, the operations and performance of our businesses. You can identify these forward-looking statements by the use of words such as “outlook,” “believe,” “expect,” “potential,” “continue,” “may,” “should,” “seek,” “approximately,” “predict,” “intend,” “will,” “plan,” “estimate,” “anticipate” or the negative version of these words or other comparable words. Forward-looking statements are subject to various risks and uncertainties. Accordingly, there are or will be important factors that could cause actual outcomes or results to differ materially from those indicated in these statements. We undertake no obligation to publicly update or review any forward-looking statement, whether as a result of new information, future developments or otherwise.

Taxes 

Investors may receive taxable distributions and distributions of capital gains. Your tax obligation may affect the after-tax returns realised from your investment. Please consult your tax advisor concerning your particular circumstances.

License and Site Access 

DFA Australia hereby grants you a limited, revocable, nonexclusive, nontransferable license to view, bookmark, download, and print the pages within this Site and the documents, graphics, and media incorporated on those pages. This license is conditioned on your continued compliance with these Terms of Use. The pages within this Site may be used solely for personal, informational, and noncommercial purposes or as expressly authorised by DFA Australia in writing. Except as otherwise stated in these Terms of Use or as expressly authorised by DFA Australia l in writing, prohibited use of this Site includes but is not limited to:

  • Modifying, copying, screen capturing, distributing, forwarding, transmitting, posting, displaying, performing, reproducing, publishing, broadcasting, licensing, creating derivative works from, transferring, selling, or exploiting any pages, reports, data, information, content, software, videos, webinars, products, services, or other materials on, generated by or obtained from this Site, whether through links or otherwise (collectively, the "Materials");
  • Redelivering any page, text, image, or Materials on this Site using "framing" or other technology;
  • Engaging in any conduct that could damage, disable, or overburden (i) this Site, (ii) any Materials or services provided through this Site, or (iii) any systems, networks, servers, or accounts related to this Site, including without limitation, using devices or software that provide repeated automated access to this Site, other than those made generally available by Dimensional;
  • Probing, scanning, or testing the vulnerability of any Materials, services, systems, networks, servers, or accounts related to this Site or attempt to gain unauthorised access to Materials, services, systems, networks, servers, or accounts connected or associated with this Site through hacking, password or data mining, or any other means of circumventing any access-limiting, user authentication or security device of any Materials, services, systems, networks, servers, or accounts related to this Site;
  • Modifying, copying, obscuring, removing, or displaying Dimensional's name, logo, trademarks, text, notices, or images without Dimensional's express written permission;
  • Including the term "Dimensional," or any Dimensional trademark or executive's name, or any variation of the foregoing, as a meta-tag, hidden textual element, or any other indicator that creates an impression of affiliation, sponsorship, or endorsement by Dimensional;
  • Using any electronic communication feature of this Site for any purpose that is unlawful, tortious, abusive, intrusive on another's privacy, harassing, libelous, defamatory, embarrassing, obscene, threatening or hateful;
  • Collecting or storing personal data about other users;
  • Using this Site or any Materials from this Site for any commercial purpose not expressly approved by Dimensional in writing;
  • Posting, emailing, or otherwise transmitting any advertising or promotional materials, including without limitation, "junk mail," "surveys," "spam," "chain letters," "pyramid schemes," or any other form of solicitation or unauthorised communication; or
  • Uploading, posting, emailing, or otherwise transmitting any material that contains viruses or any other computer code, files or programs which might interrupt, limit or interfere with the functionality of any computer software or hardware or telecommunications equipment.

All rights not expressly granted herein are reserved by DFA Australia. DFA Australia expressly reserves the right to monitor any and all use of this Site without liability. If you provide Dimensional with any feedback or suggestions regarding this Site or the materials, products or services available on this Site, you grant Dimensional an unlimited, irrevocable, perpetual, sublicensable, royalty-free license to use any such feedback or suggestions for any purpose without any obligation or compensation to you.

Links To and From This Site

Dimensional has not reviewed or authorised any sites linking to this Site. We do not take responsibility for any websites linking to this Site or any links from this Site. Following links from and to this Site is at your own risk. If you link other websites to this Site, you may not suggest that Dimensional has endorsed or is affiliated with such websites and you may not display this Site as “framed” within another website.

We do not take responsibility for any websites linking to this Site or any links from this Site. Any links from or to other websites are provided merely for the convenience of the users of this Site and the inclusion of these links does not imply any endorsement, representation or warranty by Dimensional with respect to any such linked websites or the content, products or services contained or accessible through such websites or their operators. By linking to other websites, Dimensional is not recommending or endorsing services provided by any website’s sponsoring organisation. THE LINKED SITES ARE NOT UNDER THE CONTROL OF DIMENSIONAL AND DMENSIONAL IS NOT RESPONSIBLE FOR THE CONTENTS OF ANY LINKED SITE OR ANY LINK CONTAINED IN A LINKED SITE OR ANY CHANGES OR UPDATES TO SUCH SITES. DIMENSIONAL DISCLAIMS RESPONSIBILITY FOR THE PRIVACY POLICIES AND CUSTOMER INFORMATION PRACTICES OF ANY THIRD-PARTY WEBSITES HYPERLINKED TO OR FROM THIS SITE. Following links from and to this Site is at your own risk.

Registration, Password and Security Information 

Certain areas of this Site are password-protected and are only accessible to those who have been granted access by Dimensional. You may not attempt to access any password-protected areas of this Site without authorisation. When you register for access to password-protected areas of this Site, you agree to provide Dimensional with current, complete, and accurate information about you as prompted by the applicable registration process and agree to regularly update this information to maintain its completeness and accuracy. For authentication purposes, Dimensional may provide you with security codes delivered by phone or by text message to allow you to access this Site, and certain features on this Site may require you to answer designated security questions. You agree that the phone number you provide to receive text messages is registered in your name and that we are entitled to rely on the email address and contact information that you last provided to us. You agree to waive all claims resulting from failure to receive communications because of changes in your email address or contact information. By registering for the password-protected areas of this Site, you are granting Dimensional permission to communicate with you by email. You can opt not to receive such emails from us in the future by changing your preferences. We agree to treat with care the information you entrust to us, in accordance with the disclosures in our Privacy Policy.

If you have access to the password-protected areas of this Site, you are solely responsible for maintaining the confidentiality and security of any account information, user names, and/or security questions and answers, and passwords, for restricting access to your computer, and for logging off any protected areas of this Site. Accordingly, you should take steps to protect the confidentiality of your password and should not disclose your password to a third party. If password information is shared with a third party (such as an information aggregator) in violation of these Terms of Use, we may not be able to verify the user of the password information, and Dimensional assumes no liability or responsibility whatsoever for the integrity and security of that third party’s information systems or the dissemination, through that third party, of any confidential information. Dimensional will not be responsible for any loss that arises from such use or action or from the failure to comply with these provisions. You agree to accept responsibility for all activities occurring under your account or password that are due to your conduct, inaction or negligence. You agree to use this Site to access only those accounts on which you are authorised to act, and you agree to use your own user names, logins, passwords, and security questions and answers when accessing accounts on which you are authorised to act. You further agree not to obtain or attempt to obtain unauthorised access to such parts of or features on this Site, or to any other protected materials or information, through any means not intentionally made available to you by Dimensional.

Dimensional makes no warranty, express or implied, regarding the security of this Site, including with respect to the ability of unauthorised persons to intercept or access information transmitted by or to you through this Site. You should notify Dimensional immediately at MyDimensional@dimensional.com if you become aware of any disclosure, loss, theft or unauthorised use of your login or password.

Personalisation

Dimensional may offer you the opportunity to personalise your online experience. While certain personalisation features can provide a more convenient way to access the data and features most relevant to you, be aware that "cookies" and other similar identification techniques are used to associate you with the computer or electronic device that you are using. If you access this Site from a public location or if you otherwise share a computer or electronic device, some personalisation features could reveal non-public personal information about you to others. You alone are responsible for deciding whether a particular personalisation feature is appropriate for you and for any consequences that result from your decision.

Security of Data Transmissions and Storage

Electronic (including wired and wireless) communications through this Site may not be encrypted. You acknowledge that there is a risk that data, including email, electronic and wireless communications and personal data, may be accessed by unauthorised third parties when communicated between you and Dimensional or between you and other parties.  Do not send sensitive or confidential information to us via electronic mail. Delivery, and timely delivery, of electronic mail is also not guaranteed. Dimensional therefore recommends that you do not send time-sensitive or action-oriented messages to us via electronic mail.  Dimensional may not, and is not obliged to, process your requests, orders, or instructions until Dimensional can confirm your instructions or obtain appropriate written documentation where it deems necessary. Dimensional shall not be under any obligation whatsoever, whether express or implied, to reply to unsolicited correspondence, communications or email or to acknowledge receipt of the same.

Copyright, Trademarks and Patents

Copyright ©2019 DFA Australia Limited. All rights reserved. All content on this Site, including, but not limited to, text, graphics, audio clips, logos, buttons, images, digital downloads, data compilations, software, icons, html code, and xml code, is the property of Dimensional or its third-party information providers, and is protected by Australian and international copyright laws.

All trademarks, service marks, and logos appearing on this Site are the exclusive property of their respective owners. All Dimensional graphics, logos, page headers, and service names are trademarks, service marks, or trade dress of Dimensional. Dimensional's trademarks, service marks and trade dress may not be used in connection with any product or service that is not Dimensional's, in any manner that is likely to cause confusion among customers or investors, or in any manner that disparages or discredits Dimensional. Nothing contained on this Site should be construed as granting any license or right in or to any trademarks, service marks, or trade dress of Dimensional.

Downloading Software and Files 

If you download software or files from this Site, the software—including any files or images incorporated in or generated by the software and data accompanying the software—and files (collectively, the "Files") are licensed to you by DFA Australia solely for your personal, non-commercial use. However, DFA Australia does not transfer title to the Files to you. You own the medium on which the Files are recorded, but DFA Australia and its licensors retain full and complete title in and to the Files, including all intellectual property rights therein. You may not redistribute, sell, decompile, reverse engineer, disassemble, or otherwise reduce the Files to any other form whatsoever.

Indemnity

As consideration for access to this Site, you agree to indemnify, defend, and hold harmless Dimensional and its officers, directors, employees, and agents, from and against any and all claims, liabilities, damages, losses, or expenses, including attorney’s fees and costs, arising out of or in any way connected with your access to or use of this Site or any decisions that you make based on the contents of this Site.

Termination 

The rights granted to you herein terminate immediately upon any violation by you of these Terms of Use. DFA Australia reserves the right to terminate your access to this Site at any time, without notice, for any reason whatsoever. You agree that Dimensional shall not be liable to you or any third party for any termination of your access to this Site.

Disclaimers and Limitations of Liability 

This Site is provided for your use on an "as is" and "as available" basis. Neither Dimensional nor its directors, employees, agents or consultants make any representation or warranty:

  • as to the accuracy, reliability, timeliness or completeness of information in this Site, or information in sites linked to this Site; or
  • that the use or operation of this Site will be uninterrupted or error free or that this Site is suitable for any particular purpose or has any performance, functionality or security features except as we are required to provide by law; or
  • that this Site will be secure or free of viruses, errors, worms, date bombs, time bombs or other harmful components.

Except in so far as liability under any law cannot be excluded, Dimensional and its directors, employees, agents and consultants do not accept any liability (whether arising in contract, tort, negligence or otherwise) for any error or omission in this information or for any loss or damage (whether direct, indirect, incidental, consequential or otherwise) arising from, or in connection with:

  • the accessing or use of, or the inability to access or use, this Site; or
  • any decisions you make based on the information, opinions, estimates, and content made available to you through this Site; or
  • any websites accessed via or advertised on this Site,

whether or not such loss is reasonably foreseeable as at the date you access this website or Dimensional has been advised of the possibility of you incurring such loss or damage, and whether occasioned by the negligence of Dimensional or its employees, agents, or sub-contractors.

To the extent permitted by law, DFA Australia's liability is limited to resupplying the services accessible through this Site.

This Site may provide information, articles and other material prepared by persons who are not employees or representatives of Dimensional. This material is provided for your convenience only. Dimensional is not responsible for the contents or accuracy of this material, and the opinions expressed in this material should not be taken to be the opinions of Dimensional.

Choice of Law

DFA Australia controls and operates this Site from our offices within the State of New South Wales, Australia. By visiting this Site, you agree that the laws of the State of New South Wales, without regard to principles of conflict of laws, will govern these conditions of use and any dispute of any sort that might arise between you and DFA Australia arising from your use of this Site. The courts of the State of New South Wales shall have exclusive jurisdiction to settle any dispute that may arise out of, under or in connection with these conditions and you consent and submit to the personal jurisdiction of those courts for the purposes of litigating any such action.

Integration and Severability

If any provision of these Terms of Use is deemed unlawful, void or for any reason unenforceable, then that provision will be deemed severable from these conditions of use and will not affect the validity and enforceability of the remaining provisions. These Terms of Use represent the entire agreement between DFA Australia and the user relating to the subject matter herein.

Modifications

DFA Australia reserves the right, at its discretion, to modify these conditions of use at any time, and any such modification will be effective immediately upon posting the modification. We suggest that you check these Terms of Use periodically for modifications. If you use this Site after we post modifications to this Site, then you will be bound by such modifications.